Works with trusted banks & wallets
Ogvio is one of the easiest and cheapest ways to send money to Nigeria online.
Send money instantly & free to another Ogvio account using their @Tag or payment link.
Send money directly to any of the supported banks in Nigeria.
Send crypto on the Base chain to another Ogvio account or an external wallet.
Top up your account with a credit/debit card & send money in any of the supported methods.
Fund your balance with Apple Pay or Google Pay & use any of the supported methods to send money.
Using the Ogvio @Tag is the easiest, fastest & cheapest way to send money to Nigeria. Just pick the name and hit send.
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Move crypto to Nigeria on the Base network instantly, at no extra cost. Convert it to cash in just a few taps.
Help friends and family discover Ogvio and get rewarded when they start sending and receiving money.
Have questions? Find answers!
Sending money to other Ogvio users in Nigeria is completely free, and there are no fees for account setup or crypto top-ups. With actions that have a cost, like bank transfers, you'll see it all upfront – we don't have any hidden fees.
Check out Ogvio pricing
Transfers to another Ogvio account in Nigeria are instant, usually arriving within a few seconds. Bank transfers may take longer depending on the payment method and bank. You'll see the estimated time after making a transfer.
Yes, it's safe. We're an MSB-licensed service, and we protect every transfer to Nigeria with strong encryption and secure on-chain technology, so only you control your money. We show all fees upfront and use regulated channels for sending funds to each supported country.
Learn more about Ogvio security
It's very easy: 1. Sign up on Ogvio for free with your email address or a Google account. 2. Top up your balance with a bank transfer, card, or crypto. Your balance will be automatically pegged to USD or EUR. 3. To use bank transfers, you'll need to complete a quick identity verification. 4. Send money instantly and for free to any Ogvio user with their @Tag or payment link. 5. You can also send NGN directly to Nigerian bank accounts through instant bank transfers. Just enter your recipient's details, the amount you want to send, and confirm. We take care of the rest and show all the fees and the exact amount they'll receive before you send.
There's no limit for money transfers from your Ogvio account to another Ogvio account using @Tag or a payment link. On the other hand, NGN instant bank transfers have a limit of NGN 50,000,000 per transaction. Large or unusual transfers may require extra checks from banks.
For instant, free transfers to other Ogvio users, you only need their @Tag or payment link. For instant NGN bank transfers to Nigeria, you'll need your recipient's full name, bank name, and correct account number. Make sure the name matches their bank records exactly, as mismatched details are often the main cause of delays or failed transfers.
Yes, you can send NGN to Nigerian bank accounts through instant bank transfers. You'll see the fees and the exact amount your recipient will get before you send. We don't have any hidden charges. As long as the recipient's details match their bank records, transfers usually arrive quickly and without issues.
Yes, you can. When you send money to another Ogvio user, the balance stays pegged to USD or EUR to protect against inflation, so the transfer happens in dollars or euros. However, when you send money from Ogvio to a Nigerian bank account, you can send NGN directly. We handle the conversion automatically, and show all the fees upfront before you confirm.
Currently, we only support Ogvio-to-Ogvio transfers and external NGN transfers to bank accounts.
