How to Earn up to 3.5% APY
Sign Up on Ogvio
Just sign up using your email, no KYC required!
Fund Your Account
Add money to your account via any of the available methods.
Access Simple Earn
Click on the "Earn" button in your Ogvio account.
Top Up Your Balance
Add money to your earning balance (any amount, no limits).
Sit Back & Earn
Watch your balance grow every day, withdraw anytime.
Your Earnings Keep Earning
What you earn is automatically added back to your earning balance. That means rewards don't sit still - they keep earning too. As long as your money stays in Simple Earn, your balance keeps growing on top of itself without you lifting a finger.
Start Earning- Withdraw anytime
- No fees
- No extra effort
Simple Earn takes no fees. Whatever your balance earns stays 100% yours.
Designed to Keep Your Money Safe
Your funds are secured using bank-grade 256-bit AES encryption and on-chain security measures. Earnings are generated through an Aave USDC vault with overcollateralized loans, meaning each loan is backed by more value than borrowed to help reduce market risk.
Create an Ogvio account using your email (no KYC needed), add money to your account, and open Simple Earn by clicking on the "Earn" button. Top up your earning balance with any amount and start earning automatically. Earnings are added back to your earning balance, so there's no claiming process, and you can withdraw your funds anytime.
APY stands for Annual Percentage Yield. It shows how much your money can grow in one year, including earnings added back to your balance along the way. In simple terms, APY tells you the yearly earning rate, assuming you keep your money earning. The rate can change slightly depending on market conditions.
Your funds are allocated to an Aave USDC vault, where they're lent out using overcollateralized loans. This means loans are backed by collateral worth more than the amount borrowed, which helps cover price changes and reduces risk.
3.5% APY on Simple Earn is an estimated, variable rate that isn't guaranteed. It can go up or down depending on market conditions, so the actual return you earn may slightly change over time.
Yes, you can withdraw your money anytime, with no lock-ups or penalties. Your funds stay fully available, and withdrawals are processed quickly whenever you need them.
Yes, keeping your money safe is a core part of how Ogvio is built. We use strong, bank-level encryption to protect your account, and earnings are handled through established on-chain infrastructure (the Aave USDC vault). Funds there are only lent out against more collateral than the loan value, adding an extra safety buffer while your money is earning.
Simple Earn is completely fee-free. You don't have to pay any fees on your deposits, earnings, or withdrawals. Your money stays yours from start to finish.
It depends. Taxes on earnings are handled outside of Ogvio and depend on your local tax laws. In many countries, earnings may be considered taxable income, so it's best to check the rules in your jurisdiction or consult a tax professional. Ogvio doesn't withhold or deduct taxes for you.
